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WHY PLAN AHEAD

For total peace of mind and to lessen the financial and emotional burdens that usually accompany bereavement.

Our Plan has been developed with Funeral Planning Services Ltd to provide a way for people to deal with this most personal and indispensable part of planning their financial and family future.

When you pre-arrange your funeral with your pre-paid funeral plan you can:

You will know that your loved ones will be spared much of the burden of having to arrange a funeral and make decisions at a time of bereavement. You will have specified details of the funeral in advance and taken care of the costs.

Why Think About This Now?

Making plans for the future brings mixed feelings. It is right to concentrate on the good things, but sometimes there are things you would rather not think about.

For example, you may not have considered planning a funeral in advance, but there are several reasons why it can bring great peace of mind.

The cost of many funerals has more than doubled in the last 10 years, and prices are set to continue to increase in the future. If you have savings set aside for your funeral, you can never be sure that there will be enough - or you may be setting aside more than you really need to. It makes good sense to guard against unknown price rises.

Our Guaranteed Funeral Plan is the way to be absolutely certain that the services of the funeral director will be provided and there will be nothing more to pay for these services.

Bereaved relatives usually arrange a funeral and may be unsure what was actually wanted. It helps to do something at times of sadness, but it is not a good time to make important decisions - which, if wrong, cannot be put right later. Planning ahead for your funeral can be a great help in alleviating the emotional and financial burdens that naturally accompany bereavement and those who remain will remember your thoughtfulness.

There is some quiet satisfaction to be gained from putting your affairs in order and reflecting on the most appropriate arrangements. People worry that their wishes will not be carried out. It is important to realise that any funeral wishes set out in your Will or other letters or documents are only requests. Your executors are under no obligation to carry out your wishes. However, if you own a Guaranteed Funeral Plan, your guarantee is with a funeral director and your wishes are set out in your guarantee certificate.

Funerals can be difficult to discuss, but, if you are planning ahead, talk to us about our Guaranteed Funeral Plan. We will be happy to let you have all the information you need to make the best informed decision.